our blog

Aging and Our Body’s Ability to Heal Itself

Our bodies are constantly changing as we age, affecting our overall health and well-being. The changes can be physical, emotional, and/or psychological. Although these changes may take place over long periods of time, it is essential to understand how they affect our bodies so that we can take steps to maintain our health as we […]

Keeping Health Insurance After a Layoff

Losing your job can be a difficult and stressful time. As the federal government continues its pursuit of keeping inflation at bay, it is expected that some contraction will occur in the labor force as a result. This has led Challenger, Gray & Christmas, Inc., to report that layoffs are expected to increase this year. […]

Waking Up to the Impact of Insomnia

Did you know that according to the American Academy of Sleep Medicine, approximately 30% of adults in the United States suffer from insomnia? Of those who suffer from this sleep disorder, more than a quarter say that insomnia worsens their lives. Some of the common symptoms of insomnia include: There are several causes of insomnia. […]

How Life Insurance Benefits Women

Did you know there is a gender gap when it comes to life insurance? A recent survey by Forbes revealed that 22% of women do not have any life insurance, and a significantly higher number of women don’t have enough. This contrasts with the 89% of men who have a life insurance policy of some […]

What experts say about raising the retirement age

The social security piggy bank is running low, at least according to lawmakers who are looking for ways to shore up the program’s trust funds. Once again, Congress is contemplating increasing the retirement age. This certainly isn’t the first time the governmental body has used this tactic to keep the books in balance (relatively speaking). […]

Coverage for healthcare treatment denied? Here’s what you can do.

Navigating the insurance world can be tricky, especially when you’re faced with a denial of coverage for your medical treatment. While a denied claim can be frustrating, it’s essential to review the denial carefully as it usually explains the steps to take to make an appeal. Let’s first understand why a health insurance company may […]

Sharing the Road with Cyclists

There are over 47 million cyclists in the United States. Unfortunately, accidents involving automobiles and cyclists have become all too common. In 2020 alone, there were more than 5,900 accidents involving cars and bicycles that resulted in fatalities or serious injuries. [1] And the roads are only getting more crowded. As a driver, it is […]

Buying Life Insurance for an Elderly Parent?

When an elderly parent relies on their adult children for support, the costs of medical bills, in-home or assisted-living care, and final expenses can add up, creating not only a financial burden for children, but an emotional one as well. Having a life insurance policy in place can be one way of providing financial security […]

Medicaid Unwinding: Your Questions Answered

When the pandemic began, Congress enacted the Families First Coronavirus Response Act (FFCRA). Designed to safeguard employees by extending paid sick and family leave, the Act also included a provision to protect Medicaid recipients from inadvertently losing coverage. However, the Medicaid component will expire in March 2023. The end of the provision is also known […]

Living Your Best Life After 60

Turning 60 typically marks a new chapter in one’s life. It’s a time to reassess your goals, focus on what brings you joy, and make the most of the time ahead. Ultimately, after years of hard work, we strive to live our best life as we head into retirement. Although everyone’s best life will differ, […]

Buying Health Insurance: A Millennial’s Guide

One of the most important, yet complex products you will purchase as an adult is health insurance. But with a nearly endless list of options, individual state laws to abide by, and constant changes in what insurance companies offer, choosing the right health insurance plan has never been more challenging. That’s why we’ve prepared this […]

Self-Love Ideas for Valentine’s Day

Valentine’s Day is a time to celebrate relationships with significant others. But it’s also important to remember to love and celebrate yourself. While spending time with a romantic partner during Valentine’s Day is a wonderful experience, don’t forget to practice some self-love and appreciation as well. Here are seven ideas to do just that on […]

Life Without Clutter

With an empty nest and retirement just around the corner, you might consider downsizing your home. Preparing for your next move and downsizing offers you the opportunity to declutter. Living a decluttered life offers numerous physical and mental health benefits. For example, those who live with less “stuff” tend to carry less stress, have more […]

Set Yourself Up for Success with Your Fitness Routine

Starting a fitness program can be a great way to improve your physical and mental well-being, but it’s also easy to fall off track. Here are some steps you can take to be successful with your fitness program: Set specific and realistic goals: The first step in any fitness program is to set specific and […]

Winter Hydration – Do I Need It?

We all know it’s essential to stay hydrated during the summer months. But did you know it’s just as important to keep hydrated during the winter? Despite the colder temperatures and lower humidity, our bodies still need water to function properly. The dry air and indoor heating can make us even more susceptible to dehydration […]